Being a pensioner, can I access a credit?

credit card

Cincomercio , has the doors open for all those savers who are starting to build their dreams and for those who need a boost and helping hand when they need it most. However, they are especially open to pensioners, because we know that after a lifetime of work and efforts, the time has come to complete their dreams, enjoy and relax:


Because for us, life begins in retirement.


So, in short, the answer is yes, of course you can access a loan and although you may find it a bit intimidating to acquire a debt, remember that it is time to realize those projects that you proposed that last day of office:

“When I retire I will go out on that trip that I have always wanted to take,” “it is time to remodel my home,” “I want to contribute to the future of my children and my grandchildren.”

Of course, for this you will need to make a monthly budget to pay without any problem, although you will not have to worry too much about it since the Pensioned Fundivida Credit is designed according to your ability to pay.

So in this installment, we will tell you how you can benefit from an option that is designed exclusively for you.


What documents do you need?

credit loan

For the approval of a loan, the banking entities generally request an extensive list of requirements that must be met, however, to access the Pension Fundivida Credit you only need to collect the photocopy of the ID card and copy of the detachable payment of your pension . That easy!


How much money can I request?

loan request

With the Pension Fundivida Credit you can request an amount of up to $ 250,000,000 * without co-debtor, which you can use for what you need and the best thing is that you can pay in ample installments and at fixed rates.

In addition, you can configure the automatic debit of your account for the payment of fees on a fixed date thus avoiding forgetting your payment (you will not have to worry about default interests).

Applying for a loan for pensioners is very simple. The fees are very accessible and will not jeopardize your economy at any time, thus being a great option to meet your goals.

We hope this information has been useful for you. Remember that in Cincomercio we are here to give you the support and advice you need. Do not hesitate to contact our advisors to answer all your questions.